Who is diversified collection services

They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score unless removed. Diversified Recovery Services is a real, legitimate company. They are a small collection agency in the US.

Unfortunately, settling in full or not may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Diversified Recovery Services and companies like them for thousands of clients nation-wide. No, not always. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again.

Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit. This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need. Home » Is Diversified Creditors Services a scam?

They have been in business since No current reports of legal action taken against have been reported to Sue the Collector. If you -or anyone you know- have had Diversified Creditors Services, or any other collection agency, violate your consumer rights let Sue the Collector help you! Take a moment to fill out our Free Consultation Survey at the bottom of this page! For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it.

In particular:. Avoid the phone. NEVER talk to a debt collector on the phone. The less they know about you, the better. Request a letter with the original debt information and then hang up. Record their phone calls. If you must deal with a debt collection agency on the phone, record them. Thirty-five states and the District of Columbia allow you to record your phone conversations secretly.

They will usually hang up. Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to try to get you to pay the debt. You can do things on your terms, but ignoring the situation will not make DCS go away. Ignoring them sets you up for a possible lawsuit. Each state has a statute of limitations on debt. A collection agency is still allowed to contact you about these debts, but they can no longer sue you for them, and you are not required to pay them.

Lexington Law specializes in disputing DCS collection accounts.